What is Velocity Banking?
Velocity Banking is a powerful financial strategy that helps you pay off your mortgage and other debts in a fraction of the time—without increasing your income.
By using a Home Equity Line of Credit (HELOC) or a similar credit tool, Velocity Banking allows you to cancel interest, accelerate debt payoff and improve your monthly cash flow. Instead of letting your money sit idle in a checking account, this strategy puts every dollar to work—reducing interest and attacking principal faster than traditional methods.
8 Minute Overview
Benefits of Velocity Banking
Pay off your 30-year mortgage in as little as 5–10 years
Save tens of thousands in interest
Eliminate debt faster without changing your lifestyle
Take control of your cash flow with a smarter system
The Financial GPS
We utilize the AI powered debt elimination tool, the Money Max Account (MMA).
It is a financial software program developed by United Financial Freedom (formerly UFF) that uses AI-powered decision algorithms that customize a payoff plan based on a person’s income, expenses, and debt structure. This helps individuals pay off debt faster using advanced banking strategies like Velocity Banking and interest cancellation in real time.
How Money Max Works
The MMA software functions similarly to a financial GPS, guiding users on how to manage their money to minimize interest and pay off debt more efficiently. Here's how it works:
Connects to Your Finances – The software integrates with your bank accounts, mortgage, credit cards, and other debts.
Analyzes Your Cash Flow – It tracks your income and expenses in real time.
Creates an Optimized Payment Plan – Using algorithms, it determines the most effective way to
move money, suggesting lump-sum payments toward debt to reduce interest.
Guides Money Movement – It instructs when to use cash flow, a HELOC, or another strategy to pay off loans faster.
Provides Progress Tracking – Users can see their projected debt-free date and adjust spending habits accordingly.
Is Money Max Right For You?
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Most Americans don't realize that a tax free retirement is possible. We help individuals discover tax free strategies, and help determine which strategy is your best fit.